Loan Calculators
Explore mortgage, auto, student, and personal loan payments with clear estimates and repayment details.
Personal finance planning
Understand your debt. Plan what comes next.
Loan Navigator brings loan calculations, payoff strategies, financial goals, debt tracking, net worth, refinance comparisons, and planning tools together so you can see the numbers behind your financial decisions.
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Built for understanding and planning — not selling you a loan.
Available now
Get Loan Navigator.
Loan Navigator is available for both iPhone and Android. Choose your platform below and start exploring your financial options.
One financial toolkit
More than a payment calculator.
Loan Navigator is designed to help you understand borrowing, organize what you owe, explore different strategies, and plan toward larger financial goals.
Debt Payoff Planning
Model faster payoff strategies, additional payments, and lump sums to understand how your timeline and interest may change.
Debt Optimizer
Compare approaches such as Snowball and Avalanche and see how additional money can be directed across multiple debts.
Credit Card Planning
Estimate payoff timelines, payment requirements, and the impact that different payment strategies can have on interest.
Refinance Comparisons
Compare your existing loan against proposed terms to better understand changes in payment, interest, and overall cost.
Affordability Planning
Explore purchase scenarios using income, debts, down payment, estimated housing costs, and other important affordability inputs.
Financial Goals
Create payoff goals, explore target dates, and understand what additional contribution may be needed to reach them.
Assets & Net Worth
Organize assets and liabilities in one place and build a clearer picture of your overall financial position.
Saved Scenarios
Save scenarios you want to revisit so you can compare different assumptions without starting over.
See beyond the monthly payment
Turn numbers into a plan.
A lower payment does not always mean a better outcome. Loan Navigator helps you look beyond a single number and understand the timeline, interest, tradeoffs, and potential savings behind a financial decision.
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Compare payoff strategies before committing to one.
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Understand how extra payments can affect payoff time
and interest.
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Organize debts, assets, goals, and scenarios around
the bigger picture.
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Explore possibilities before talking with a lender
or making a financial commitment.
Example payoff strategy
Accelerated Plan
Projected interest savings
$42,680
Payoff
11 years earlier
Strategy
Avalanche
Extra monthly
$425
Built around clarity
Financial decisions are complicated enough.
The goal of Loan Navigator is to make the math easier to explore without pretending there is one perfect answer for everyone.
01 / UNDERSTAND
Know what the numbers mean.
See more than the headline payment by exploring repayment timelines, interest, balances, and scenarios.
02 / COMPARE
Explore before you decide.
Test different assumptions and strategies without changing your actual loans or finances.
03 / PLAN
Connect today's decision to tomorrow.
Bring debts, assets, goals, and future payoff plans together into a more complete financial picture.
Privacy
Privacy Policy
Last updated: September 9, 2026
Loan Navigator is owned by
Uncharted Meridian LLC.
This Privacy Policy explains how information may be handled
when you use the Loan Navigator mobile application.
Information You Enter
Loan Navigator allows you to enter financial information such as loan balances, interest rates, payments, income, expenses, asset values, purchase estimates, financial goals, and other scenario details. This information is used to perform calculations and provide application functionality.
How Information Is Used
Information entered into Loan Navigator may be used to:
- Calculate estimated loan payments and payoff schedules.
- Compare loan, purchase, and refinancing scenarios.
- Create debt payoff strategies and financial goals.
- Track liabilities, assets, and related financial summaries.
- Save scenarios, preferences, or app information on your device.
- Improve application stability, performance, and usability.
Local Data Storage
Certain Loan Navigator information may be stored locally on your device in order to provide features such as saved scenarios, liabilities, assets, preferences, goals, and planning information. Reasonable efforts are made to protect application information, but no method of electronic storage or transmission can be guaranteed to be completely secure.
Third-Party Services
Loan Navigator may use third-party advertising, analytics, application-store, diagnostic, or technical services. Depending on the service, these providers may process limited device, diagnostic, advertising, or usage information according to their own terms and privacy policies.
Financial Information & Advice
Loan Navigator is an informational and educational planning tool. Calculations and estimates are provided for planning purposes and may differ from actual lender terms, interest rates, taxes, insurance, fees, payoff amounts, or other costs.
Loan Navigator and Uncharted Meridian LLC do not originate loans, broker mortgages, facilitate lending, process financial transactions, or provide financial, legal, tax, insurance, investment, or lending advice. Official terms and costs should be confirmed with the appropriate lender or qualified professional before making financial decisions.
Children's Privacy
Loan Navigator is not directed toward children under 13, and Uncharted Meridian LLC does not knowingly collect personal information from children under 13 through Loan Navigator.
Your Choices
Depending on your device and application version, locally stored application information may be removed by deleting saved content, clearing application data, or uninstalling Loan Navigator.
Policy Updates
This Privacy Policy may be revised as Loan Navigator changes. Updates will be posted on this page with a revised effective date.
Ownership
Loan Navigator and its associated intellectual property are owned by Uncharted Meridian LLC.
Contact
Questions regarding this Privacy Policy may be sent to: loannavigation@gmail.com
Support
Need help with Loan Navigator?
Found a bug, have a question, or want to suggest an improvement? Send us a message and include your device type, app version, and a brief description of what you're seeing.